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CPP & EI Calculator

2025 Canada Pension Plan and Employment Insurance deductions — including CPP2.

CPP & EI Calculator

How CPP & EI Are Calculated

CPP is calculated on earnings between $3,500 and $71,300 at 5.95%. CPP2 applies on earnings from $71,300 to $81,200 at 4%. EI is calculated on insurable earnings up to $65,700 at 1.66% (1.33% in Quebec).

Frequently Asked Questions

CPP2 applies to earnings between $71,300 and $81,200 at 4% for 2025, funding enhanced CPP benefits.

Yes — Quebec has its own QPIP, so the federal EI rate for Quebec employees is lower (1.33% vs 1.66%).

CPP contributions give you a federal tax credit equal to 15% of your contributions.

CPP1 maximum is $4034.10 based on the $71,300 ceiling minus the $3,500 exemption.